Standard Life Major Medical Plans

We hear the sad stories on the news daily about people having to file bankruptcy because they have a catastrophic medical event befall them and cannot afford to pay the bill.  If you could protect yourself and your family for these catastrophic events, wouldn’t you?  We offer Standard Life PPO and HSA plans that can help you avoid your own personal bankruptcy.

The Nation’s Best Health Association Group Catastrophic Hospital Insurance plans are underwritten by Standard Life and Accident Insurance Company, a member of the American National family of companies, with administrative offices in Galveston, Texas.  Standard Life and Accident is rated A (excellent) by AM Best and AA- (very strong) by Standard & Poor’s.

Standard Life offers PPO and HSA plan designs that can be sold to individuals and/or groups (state specific, see approved states).  Below you will find a link to the Standard Life Major Medical plans. 

In addition, you will find links to the approved states, the underwriting guide, the rates and area factors chart, and other general information.  Please contact AlterNet Benefits with questions on approved states, as new ones are being added.  In addition, due to the many state specific applications, please contact us also for your state application.

Sample illustration for a $2,500, 100% coinsurance

Try our Ratings Calculator (download Excel spreadsheet)

Catastrophic Plan Brochure

Standard Life Underwriting Guide

Catastrophic Plan Rates and Area Factors

Catastrophic Plan Approved States

AlterNet Benefits can also provide licensing information to brokers.